Discover® More Card
Discover® Card |
|
|
|
|
Card Highlights: |
| Card Category: |
Consumer |
| Card Type: |
Unsecured |
| Required Credit Rating: |
Excellent / Good |
| Issuing Country: |
United States |
|
|
|
|
|
About: |
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
- Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report).
- 24/7 access to a U.S. - based Account Manager within 60 seconds.
- $0 Fraud Liability plus mobile and email fraud alert options.
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
- ±Click apply to view rates, fees, rewards, limitations and other important information.
- Unlimited cash rewards that never expire.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
- Flexible redemption options - Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash.
|
|
|
|
|
Credit Card Rates |
| Purchases: |
| Introductory APR: |
0% |
| Introductory Period: |
15 months |
| Ongoing APR: |
10.99% -
20.99%± Variable |
| Default APR: |
Up to 25.99%21 |
| Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$0.50 |
|
|
| Balance Transfers: |
| Introductory APR: |
0% |
| Introductory Period: |
15 months |
| Ongoing APR: |
10.99% -
20.99%± Variable |
| Default APR: |
Up to 25.99%21 |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
|
|
| Cash Advances: |
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
23.99% |
| Default APR: |
see site |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
|
|
|
|
Credit Card Transaction Fees |
| Balance Transfer Fees: |
| Minimum: |
n/a |
| Fee Rate: |
3%± |
| Maximum: |
n/a |
|
|
| Cash Advance Fees: |
| Minimum: |
$10 |
| Fee Rate: |
5% |
| Maximum: |
n/a |
|
|
| Foreign Transaction Fees: |
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
|
|
|
|
Credit Card Other Fees |
|
|
|
| Penalty Fees: |
| Late Payment Fee: |
Up to $35 |
|
|
|
|
|
