HSBC Platinum MasterCard® with Cash Back Rewards
HSBC Bank |
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Card Highlights: |
| Card Category: |
Consumer |
| Card Type: |
Unsecured |
| Required Credit Rating: |
Excellent / Good |
| Issuing Country: |
United States |
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About: |
- 0% Intro APR on purchases and balance transfers for 12 months.
- No Annual Fee.
- A Full 1% Cash Back on Every Single Purchase.
- No Earnings Caps.
- No Complicated Spending Requirements or Tiers.
- 1% Cash Back on Every Purchase, Large or Small. Then Redeem in Low $25 Increments.
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Credit Card Rates |
| Purchases: |
| Introductory APR: |
0% |
| Introductory Period: |
12 months |
| Ongoing APR: |
8.99% |
| Default APR: |
31.99% |
| Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$1.00 |
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| Balance Transfers: |
| Introductory APR: |
0% |
| Introductory Period: |
12 months |
| Ongoing APR: |
8.99% |
| Default APR: |
31.99% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$1.00 |
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| Cash Advances: |
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
20.99% |
| Default APR: |
31.99% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$1.00 |
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Credit Card Transaction Fees |
| Balance Transfer Fees: |
| Minimum: |
$15 |
| Fee Rate: |
3% |
| Maximum: |
n/a |
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| Cash Advance Fees: |
| Minimum: |
$15 |
| Fee Rate: |
3% |
| Maximum: |
n/a |
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| Foreign Exchange Fees: |
| Minimum: |
n/a |
| Fee Rate: |
3% |
| Maximum: |
n/a |
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