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Use search form or post your question. |
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Note: Please, avoid including any personal or financial information such as our SSN or your credit card number in the text of your question.
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Displaying 0 to 10 (of 72 questions) |
Page: 1 of 8 |
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User Name:
katie
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Date:
October 25, 2006, 8:19 am
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i'm a housewife and i wanna credit card separate from my husband's. what should i do then? |
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Answer:
If you have previously used the credit card of your husband, this didn't add anything to your credit history. Except you have taken some loan or have got some store credit card. If you have already set up a credit history, then determine which type of credit card you qualify for. If the credit history is poor, try to apply for a secured credit card or a bad credit card, or get a no credit credit card.
Best wishes,
Manager of Immediate Credit Card Care Service,
www.Online-Credit-Card-Applications-Service.com |
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User Name:
Scott Borden
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Date:
October 26, 2006, 6:52 am
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It said on your site quick response for credit cards... It came back after I applied and said need an extra 30 days before giving an answer? That is not quick, please help... |
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Answer:
You see, the time you should wait for the reply or approval varies depends on your credit history,the type of card or the bank. So maybe, you have not a good credit or this card requires long investigation.
Best regards,
Manager of Immediate Credit Card Care Service
www.Online-Credit-Card-Applications-Service.com |
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User Name:
Kobey
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Date:
November 8, 2006, 6:58 pm
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I was wondering if there\'s a way to transfer bank loans to a balance transfer credit card. |
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Answer:
In fact, a balance transfer is the process of moving the existing balance from a credit card or several credit cards to another. People do this to get a lower interest rate on the balance(s). Balance transfer is also made to move a debt from one issuer's credit card to another's one, but this isn't applied towards loans. You will easily find some balance transfer cards for you.
Best regards,
Manager of Immediate Credit Card Care Service. |
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User Name:
joel
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Date:
November 8, 2006, 10:45 pm
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how do i apply for a washington mutual credit card |
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Answer:
Unfortunately, at the moment we deal with several banks (Advanta, Discover, Citibank, Orchard etc.), but these do not include Washington Mutual. Please, try finding this credit card at the official web site of the bank. Best, Manager of Immediate Credit Card Care Service. |
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User Name:
Betsy
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Date:
November 10, 2006, 12:16 am
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I have very good credit but low income. Would you recommend a card that I should apply for (must be at least $900 credit)? |
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Answer:
Please study credit card offers for the lowest APR credit cards and no fee credit cards. There you will find something acceptable for you.
Best,
Manager of Immediate Credit Card Care Service. |
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User Name:
veronica
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Date:
November 10, 2006, 9:33 pm
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hi,
how can i apply the credit card. |
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Answer:
If you want to apply online for a credit card,
you should first of all get your credit report.
After that you can look through credit cards for
which your score is eligible and choose one or
several of them that correspond to your needs and
requirements.Click the link "Apply Now" by the card
you've chosen to be redirected to the page with an
application form. After you fill it out, you'll
have to wait for the bank's approval and your card
to be sent to you by mail.
Best regards,
Manager of Immediate Credit Card Care Service |
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User Name:
Donnie
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Date:
November 11, 2006, 4:27 am
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Can i get a credit card with an annual income less that 10,000 |
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Answer:
You credit limit shouldn't exceed 60% of your annual income. So if you don't need a high credit limit, you can apply for any credit card matching your credit score.
Best of luck,
Manager of Immediate Credit Card Care Service |
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User Name:
Kristie
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Date:
November 12, 2006, 2:09 pm
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hello, i was wondering how i can get approved for a credit card under my name to help me start establishing some credit, i am 17 years old, have a job, and will be 18 (feb.5th.) it would be great if you could provide me with some great ideas. thankyou for your time. |
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Answer:
As soon as you will reach the age of 18, you'll have a legal right to apply for a credit card. You can get a secured credit card, for which you'll have to make a deposit in a bank, which will serve as a guarantee for you returning your debt and will determine the credit limit available for you. If you will pay your balances on time and in full, your credit score will grow, and the deposit won't be taken by the bank.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
kj
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Date:
November 13, 2006, 4:48 pm
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i need the hotline of the visa. i am trying to trace a mising payment. I am a vendor |
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Answer:
We provide information on the credit card offers from
the banks and help the customers to choose the right
credit card for him/her, making it convenient to look through
details and compare the offers. We do not give any contact information
of the banks and credit card companies and have no access to the customers'
private information and application status.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
pj
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Date:
November 14, 2006, 1:38 pm
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If my credit scores are as follows:
Transunion: 659
Equifax:559
Experion: 639
What score is used to qualify for credit?
What is my overall credit picture? Good? Poor? Fair? |
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Answer:
Your credit scores differ too much, so first of all you should ask the credit bureaus to update the reports adding the missing information. If the highest score is 659, so I guess you have a good credit and have a right to apply for a good credit card. But very often banks look at the lowest score of yours and you will be denied for a good credit card, as lowest score corresponds to poor credit. After you finish putting your credit reports in order, apply online for a good credit card that fits your needs best of all.
Best,
Manager of Immediate Credit Card Care Service |
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