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Displaying 10 to 20 (of 72 questions) Page:   2 of 8
Date:
November 21, 2006, 3:44 am
  how does a us resident get a canadian credit card?
Answer:
He can't do it, as Canadian credit cards are for Canadian residents only. If you want to get a credit card to travel to Canada, you can apply for a credit card with low international fee.

Best,
Manager of Immediate Credit Card Care Service
Date:
November 21, 2006, 3:46 am
  HOW CAN I OBTAIN MY CREDIT SCORE WITHOUT PAYING FOR IT??
Answer:
Everyone has a legal right to get a credit report in credit bureaus free of charge once a year. Besides, you can apply for a free online credit report, but it's not guaranteed that the information there is updated and complete.

Best,
Manager of Immediate Credit Card Care Service
Date:
November 21, 2006, 3:48 am
  I got a Superior Visa Card pre- selected letter in the mail I am trying to put in my activation number, Could u give me an answer on how to activate this card
Answer:
Go to the official site of the bank and follow the instructions given there.

Best,
Manager of Immediate Credit Card Care Service
Date:
November 21, 2006, 3:52 am
  i need the hotline of the visa. i am trying to trace a mising payment. I am a vendor
Answer:
We provide information on the credit card offers from
the banks and help the customers to choose the right
credit card for him/her, making it convenient to look through
details and compare the offers. We do not give any contact information
of the banks and credit card companies and have no access to the customers'
private information and application status.

Best,
Manager of Immediate Credit Card Care Service
Date:
November 21, 2006, 3:56 am
  hello, i was wondering how i can get approved for a credit card under my name to help me start establishing some credit, i am 17 years old, have a job, and will be 18 (feb.5th.) it would be great if you could provide me with some great ideas. thankyou for your time.
Answer:
As soon as you will reach the age of 18, you'll have a legal right to apply for a credit card. You can get a secured credit card, for which you'll have to make a deposit in a bank, which will serve as a guarantee for you returning your debt and will determine the credit limit available for you. If you will pay your balances on time and in full, your credit score will grow, and the deposit won't be taken by the bank.

Best,
Manager of Immediate Credit Card Care Service
Date:
November 21, 2006, 4:01 am
  If my credit scores are as follows:
Transunion: 659
Equifax:559
Experion: 639

What score is used to qualify for credit?
What is my overall credit picture? Good? Poor? Fair?
Answer:
Your credit scores differ too much, so first of all you should ask the credit bureaus to update the reports adding the missing information. If the highest score is 659, so I guess you have a good credit and have a right to apply for a good credit card. But very often banks look at the lowest score of yours and you will be denied for a good credit card, as lowest score corresponds to poor credit. After you finish putting your credit reports in order, apply online for a good credit card that fits your needs best of all.

Best,
Manager of Immediate Credit Card Care Service
Date:
November 21, 2006, 4:03 am
  i have already been told that i have no credit..since i dont use credit cards..but i want to apply for 1.i want to know what the maximum amount of money i can get on a card and weather i have to pay the whole amount each month
Answer:
If you have no credit, you are likely to be approved for a secured credit card, which requires a collateral. In this case you'll have to make a deposit in a bank which will be equal to the credit limit you'll get. The bank will determine the minimum amount of monthly payments and you'll have to pay some more than this minimum each minth to keep your credit increasing.

Best,
Manager of Immediate Credit Card Care Service
Date:
November 22, 2006, 2:45 am
  I have no credit, just turned 18. Where should I start and through what credit card company?
Answer:
If you are a student, unfortunately, we offer student credit cards only for good and excellent credit. If you work, try getting a secured credit card that requires no credit histiry in most cases.

Best wishes,
Manager of Immediate Credit Card Care Service.
Date:
November 24, 2006, 12:34 am
  how can I get a business credit card without using my social security number
Answer:
No, whatever credit card you apply for, the bank requires that you give your social security number.

Best,
Manager of Immediate Credit Card Care Service
Date:
November 24, 2006, 12:59 am
  im 17 and i dont work but i have money can i get a credit card?
Answer:
No, you have no legal right to apply for a credit card until you are 18, moreover you have to have some official income to make the bank believe you will be able to return the debt.

Best,
Manager of Immediate Credit Card Care Service
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