|
|
|
|
|
Use search form or post your question. |
|
Note: Please, avoid including any personal or financial information such as our SSN or your credit card number in the text of your question.
By asking your question you agree to the site’s Terms and Conditions.
|
|
Displaying 30 to 40 (of 70 questions) |
Page: 4 of 7 |
 |
User Name:
eric diaz
|
Date:
December 3, 2006, 11:50 pm
|
| |
i have bad credit about a 520 score but my wife has a good score, a 690. im 22 and shes 19 so shes had credit for a short time. what kind of credit card should we get. is our credit combined, considered good credit or no? |
 |
Answer:
You should ask the bank about it, as if you apply for a credit card for spouses, they will rather change the terms and charges of the card, according to your scores combined, so it is the bank that will decide in the end. Generally, terms&conditions, as well as the charges of the credit card depend on the credit history and score of the customer - holder of the credit card. So, if the card was in the name of your wife, it will be more beneficial than the credit card available for your credit. But it is worth mentioning that the credit card adds to the credit score of the person in whose name it was registered.
Best,
Manager of Immediate Credit Card Care Service |
|
|
User Name:
margie boudreau
|
Date:
December 4, 2006, 7:28 pm
|
| |
why cant I find an applacation for discovercard canada |
|
Answer:
Actually, there are not many banks in the United States that deal with credit cards for Canadians. For now, only American Express offers Canadian credit cards, as this company is a widely-marketed one and has many representative offices all around the world. Besides, it is very important to point at the fact that credit card applications by this credit card company are available for customers with good credit history, so if you have limited credit, you'll have to turn to your local Canadian bank for a bad credit credit card, or if you want some specific credit card.
Best,
Manager of Immediate Credit Card Care Service. |
|
|
User Name:
Beatrice
|
Date:
December 5, 2006, 9:27 pm
|
| |
My 20 year old son is not a student. He is working full time at a job that pays him $18.00 an hour. He has minimal expenses. How can he get a credit card when he has no credit history and he is not a student? I do not want him to pay high fees etc. on a secured card. |
|
Answer:
If you have good credit history, you can apply for a good credit card and sign him up as a co-borrower. It will help him to add something to his credit score, but won't have any significant effect on his credit history. You can also order an additional credit card of your current card for him, but thus he won't build any credit history, your credit score being increased with this. Actually, if he does want to establish credit, he will have to use secured card and other credit cards for bad credit as his first cards, as he can be approved for no better than cards of this type.
Best,
Manager of Immediate Credit Card Care Service |
|
|
User Name:
Susie Jauron
|
Date:
December 7, 2006, 9:16 am
|
| |
How can I check my account statement online. |
|
Answer:
If your bank provides online account access, you can go to the official site of your bank, get registered there and following the given instructions, check your account and make any transactions you want - pay your bills, transfer money from one account to another, pay off your credit balance... If you still need help, call your bank's customer service - they will give you all the necessary instructions or simply follow the instructions given at the site. At our site you can't check your account, as we have no access to the customers' accounts, card numbers and other personal information.
Best,
Manager of Immediate Credit Card Care Service |
|
|
User Name:
victoria
|
Date:
December 7, 2006, 9:22 am
|
| |
i have been declined for every credit card. I am a college student and i cannot even get a student card. How do I build credit without a credit card? |
|
Answer:
The general steps to building your credit are as follows. You make a deposit in a bank ( get an account), after that you apply for a secured credit card. You can also get a credit card with some store. Provided you pay these cards off accurately, your credit score will start growing and in some time (depending on many factors, including number of credit cards) you'll be eligible for student credit cards. Be careful and avoid applying for credit cards you are not eligible for.
Best,
Manager of Immediate Credit Card Care Service |
|
|
User Name:
Donna
|
Date:
December 7, 2006, 1:30 pm
|
| |
I continuously get turned down for cards that are supposed to help reestablish your credit. How can I when noone will give me a break. What is the problem? |
|
Answer:
You probably have too many recent inquiries. We suggest you should wait for some 2-3 months or more. Each inquiry spoils and lowers your credit score, that's why with every credit card application - when you are turned down - a credit card company considers they will risk something dealing with you. It's normal. Try to improve your score using a local store credit card - they will give you a small credit limit, but somehow you will be able to improve the rating. Also, it is recommended to get a secured credit card, to build some credit and avoid denials.
Best,
Manager of Immediate Credit Card Care Service. |
|
|
User Name:
Joe
|
Date:
December 8, 2006, 1:57 am
|
| |
what would be the best card to use for a sudent who will be studying for 4 months in France? |
|
Answer:
In my opinion, you can benefit to some extent from a credit card with low foreign exchange fee. There are no credit cards with no foreign exchange fee at all, an average fee being equal to 3% of the amount in transaction. Though, the lowest foreign exchange fee is 2%, and it can be found with credit cards for good credit. But before applying for a credit card, you should check your credit history, to avoid denial. Besides, even if your credit score satisfies credit card offer requirements, you should read terms&conditions carefully to be sure in what you will get and how the credit card works. Best of luck in your studies over the sea!
Best,
Manager of Immediate Credit Card Care Service |
|
|
User Name:
mohamed aayate
|
Date:
December 8, 2006, 4:40 pm
|
| |
c,ant get credit or bank account |
|
Answer:
Maybe the problem consists in that you do not have a social security number? Then you if you work in the US you can get it. If you've already got your SSN, but still cannot obtain a credit card or credit, try a local store credit card to grow your credit score. Then, probably, you will be able to receive a secured credit card. With this credit card, you will be able to build your credit to further on obtain an unsecured credit card. A secured credit card allows you to use a low credit limit, as the limit equals to the amount of collateral. Besides, the charges are quite high, but that's the only way to establish your credit.
Best,
Manager of Immediate Credit Card Care Service. |
|
|
User Name:
robert l puckett
|
Date:
December 9, 2006, 6:33 pm
|
| |
Received application letter, but cannot find the proper website to apply. |
|
Answer:
If you can't find the site which is given in the letter, you definitely have received a scam. If no site address is given, you can only apply by mail or by phone. Also, it may so happen that the offer promoted by the application letter you received, is overdue already, so you can't apply for it. Be careful when applying for credit cards by unknown banks, as you can unexpectedly face identity theft. To check it up somehow, you can call the numbers, if they are given in the letter, if no numbers it should be very suspicious.
Best,
Manager of Immediate Credit Card Care Service |
|
|
User Name:
kimtaylor
|
Date:
December 11, 2006, 4:19 am
|
| |
how do i access my 30 day trial ID #xxx |
|
Answer:
You should apply to the bank to recive the detailed instructions.
Best,
Manager of Immediate Credit Card Care Service |
|
|
|
|
