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Use search form or post your question. |
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Note: Please, avoid including any personal or financial information such as our SSN or your credit card number in the text of your question.
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Displaying 40 to 50 (of 70 questions) |
Page: 5 of 7 |
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User Name:
Marci
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Date:
December 12, 2006, 3:44 am
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we filed bankruptcy in OR (will be four years in Jan). We just want a card with a low balance for emergency funds if needed. I'm talking like $500. We make $75k a year, own a house, only have a car payment for debt. Is there someone out there willing to help us with this? Our credit is actually really great aside from the bankruptcy. We've had some small loans we've paid off on time the last few years and have no 30 day late payments on our record for the last four years. Thanks. |
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Answer:
Unfortunately, we are not a credit card company or a lender, otherwise, we would recommend you some ways out. We just offer credit cards and credit card applications.
Credit history is a very tricky thing. There are pretty a lot of people who can boast of good wages but have a poor credit score. They also try to improve their credit rating, but only personal agreement with a bank can help here. Wish you good luck!
Manager of Immediate Credit Card Care Service. |
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User Name:
Anthony
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Date:
December 12, 2006, 6:17 pm
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Are there any credit card offerings for canadian residents (fair/bad credit)? |
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Answer:
You can find quite a number of credit card offers for Canadian residents at Canada Credit Cards, but it is for sure that there are no credit cards for bad and fair credit history among them. However, there are banks that provide credit card applications for foreigners with limited credit history. You can search for them using search engine.
Best wishes,
Manager of Immediate Credit Card Care Service. |
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User Name:
joe pittman
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Date:
December 13, 2006, 4:30 am
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i received an offer for a credit card from this company . i do not find them on this web site. i was dirrected to this site but there is nothing here available from washington mutal. can you tell me if they are an actual co. |
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Answer:
If you do not find the offer you received from the company, the offer must be overdue. The matter is that if a bank presents a credit card application as a pre-approved offer, it means this offer is valid during a certain period of time and for certain credit conditions. And the valid term and address of application is given in the preapproval letter. if something is wrong, or you can't find some significant points, it may point at the fact that this credit card offer is a scam or not valid already. Try to find this offers by means of the search engine. If you fail to find anything, that will mean it was a scam.
Best,
Manager of Immediate Credit Card Care Service. |
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User Name:
Chris Vaughn
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Date:
December 14, 2006, 5:09 am
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Do you have online account access to my account?, and how do I get to it? |
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Answer:
Unfortunately, we cannot help you with this question as a credit card consumer's personal information, such as ID, the number of bank account, the credit limit or your credit score is not within our competence. Your ability to get an online access to your account depends on the provision of such a service by the bank or credit card company you cooperate with. The online banking service allows you to see your current account, check up your balance and make online payment. To get the necessary information, you need to register at the site of the bank which gives you access to online banking services.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
jacob cook
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Date:
December 15, 2006, 4:57 am
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Do anyone know of any credit cards that are tax ID only? Mabye a website that lists them. Thank you so much for your help. |
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Answer:
At our website you can apply online for a credit card and get an aaproval. However, to submit a credit card application successfully, you must insert your private information. This includes your Social Security Number.
SSN may be optional only if you are a foreign resident and need a Canadian credit card, UK credit card or Belgian credit card. Unfortunatly, we do not give any information considering other websites where you could find credit cards that require only tax ID. Apply for a credit card online if you are a foreigner.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
virginia mrazek
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Date:
December 16, 2006, 2:25 am
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i have an income of 730 per month after taxes. I have applied for disability and am looking for a. bad credit unsecured personl loan to bridge the gap. |
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Answer:
If you look through bad credit card applications presented at our site, you can probably find a credit card that fits you needs best of all. If you do not need a large credit, of course. But be sure, the charges will be rather high and there will be probably no rewards. If you plan to build credit history, you shouldn't hesitate to apply for a credit card, if no, think twice before doing that, as you'll have to pay for using the loan, anyway.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
shirley wilson
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Date:
December 19, 2006, 5:30 am
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whereb can i apply for a card with fair credit anthing more thaN 300 DOLLARS. |
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Answer:
If you are searching for a credit card with fair credit, our free online resource is the right place to come to. We provide you with a wide choice of Fair Credit Cards allowing instant online credit card approval and offering you a number of incentives comparable to those of a good credit card. Some fair credit card offers bear low APR on purchases and provide monthly reports to 4 major credit bureaus. However, we cannot tell you exactly what credit limit you'll get as it depends on your current credit rating and we do not have access to this sort of information. Welcome to our web site where you can make a close credit card comparison and find a credit card best suiting your credit standing and requirements.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
stephanie
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Date:
December 19, 2006, 9:38 am
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i have a sister in the process of a divorce with very bad credit. i was wondering if i could co-sign her application to insure payment and at the same time improve her credit by it being in her name? is this possible |
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Answer:
Well, it depends on your personal credit rating. If you have a good credit history, you can become a co-signer for someone and thus improve his or her credit. All good/excellent credit cards presented at the web site allow to co-sign for someone. You can apply online for a good or excellent credit card and be instantly approved if you qualify. What do you do next? Then you call your bank and ask them to add someone to your account providing his social security. Thus you become a co-signer for a person with bad credit history. In fact, you agree to share the debt and be liable for all payments. By making timely payments, a person with bad credit starts improving his credit history.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
dan
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Date:
January 9, 2007, 5:01 am
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i live in canada, new brunswick, and i am 18 years old, age of majority is 19, do i have any options other then prepaid to get a credit card? |
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Answer:
Well, if you are a Canadian citizen, our web site is of great use for you as we offer online credit card applications for the best Canadian Credit Cards issued by such a financial giant as American Express. However, generally, a person under age is not eligible for credit cards but today more and more banks and credit card companies allow young people, teenagers, obtain a credit card issued in the name of their parents. That is, your parents fill out an online credit card application and get an additional credit card which they hand over to you for your personal credit management. But remember, these credit cards do not start your credit history as they formally belong to your parents who bear the whole responsibility for your monthly payments and other charges.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
christina jensen
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Date:
January 17, 2007, 10:03 pm
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how can someone get a card if they are on ssicheck every month.could you please exsplain to me.how can i get one. |
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Answer:
If you receive SSI that means you have some financial problems, so it will be hard for you to pay off a credit card with high fees and interest rate. That actually doesn't mean you can't get a credit card. Apply for your credit report to learn what type of a credit card you are eligible for. Besides, you should be ready you won't get a high credit limit, as your own income is very limited.
Look through the credit cards for your credit history and analyze what is offered (using credit calculators): if the amounts you will have to pay for the credit are too high and you can't afford them, you should deny the idea of getting a credit card.
There are organizations, though, that give loans for people with low income, so probably such a loan will be the best option for you. |
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