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Note: Please, avoid including any personal or financial information such as our SSN or your credit card number in the text of your question.
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Displaying 50 to 60 (of 72 questions) |
Page: 6 of 8 |
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User Name:
phil
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Date:
January 17, 2007, 11:30 pm
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can I transfer my balance, without a fee charge from from Bank of America to another bank that is offering 0 transfer fees. |
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Answer:
If you decided to consolidate your credit debts and transfer your balance from one credit card to another, issued by another bank, it should be one of balance transfer credit cards. If your balance transfer credit card offer provides you 0% transfer fees, it means that there is no fee charge required. All you need is just to pick up 0% balance transfer credit, corresponding to your credit score and complying with your type of spending. Bear in mind, 0% balance transfer option is valid within introductory period, which usually lasts about 12 months. Compare credit card applications thoroughly and choose bank balance transfer card with the most favorable terms! |
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User Name:
eddy
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Date:
January 18, 2007, 5:19 am
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my score is 660 how I can be considerate fair credit or good credit ? thank you sr. :) |
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Answer:
If your credit score is 660 you`re lucky to have a good credit rating, which limits are determined as 660-749. Therefore you can afford to apply online for credit card for people with good credit history. Good credit cards offer more profitable terms, than credit cards for fair credit applicants. Many good credit cards demand no annual fee, feature balance transfer option and require lower rates. One more benefit credit cards for good credit possess is their enrollment in reward program. In other words you can choose good credit card with rewards for your type of spending. Still you should be very careful with your new credit not to spoil it. Make your payments timely and strengthen your credit score to attain excellent credit rating some day. |
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User Name:
Brittany
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Date:
January 18, 2007, 1:25 pm
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When applying for a balance transfer card, i was asked the account i was wanting to transfer. If the current balance i want to transfer exceeds the balance i am approved for, will i be charged overlimit fees? Will they transfer the balance before i know what my limit is? |
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Answer:
Every balance transfer credit card, like any other credit card, has its credit limit, which depends on the credit rating of the applicant and the terms and conditions of the credit card offer. The balance transferred to the card will be included into the credit limit, so if the transferred amount exceeds the limit, you are sure to be charged an overlimit fee.
As far as the process of transferring is concerned, it should be deiscribed in the terms and conditions of the credit card. But usually you are approved for a certain credit limit and after that your old balance is transferred. |
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User Name:
Tina Mann
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Date:
January 18, 2007, 3:31 pm
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HOW COME IF YOU HAVE NO CREDIT YOU CANNOT GET A CREDIT CARD TO USE FOR PURCHASING AND NOT A ON-LINE-CREDIT TO BUY ON THE COMPUTER my credit score is not bad according to my bank. so which company would help and much credit line could i get i am not looking for a lot of credit just some way to build credit. |
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Answer:
The first thing you`re recommended to do is to get your credit score from nationwide credit bureaus: Experian, TransUnion, and Equifax. Also, you can order your credit score through the official online source established for this purpose. If you`re aware of your credit score, you`re most likely to apply for a credit card, which you`re sure to be approved for. It`s not a secret that refusals from credit card issuers can hurt your credit score. If your credit isn`t bad, but still limited, you can regard credit card applications for people with average credit or with credit score that needs improvement. Compare credit card applications for First PREMIER credit cards and Orchard credit cards, compare credit card rates, compare credit card fees and other parameters and apply online for credit card you prefer. Many of these cards provide low APR on purchases and some ensure credit line increasing opportunity. Compare Capital One credit cards, and apply for credit card you like, for instance, Capital One Platinum credit card, intended for people, whose credit needs improvement. Improve your credit with us! |
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User Name:
TAMI
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Date:
January 31, 2007, 3:54 am
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I NEVER HAD CREDIT BEFORE WWHERE DO I START |
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Answer:
Even if you have never applied for a credit card and have no credit history, you do have a definite credit score which starts right from your birth. So, when you apply for a credit card for the first time, you can qualify only for secured credit cards or no credit credit cards which are meant specially for people with a low credit score, looking to establish or improve credit history. So, welcome to our site to search through the best credit card offers for no credit, compare credit cards and choose the one best fitting your credit score and current financial resources. Remember, do not apply for a credit card you do not qualify for as it may hurt your existing credit score. For this, carefully read terms and conditions of the credit card to see whether you can afford holding it.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
michael allen
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Date:
February 7, 2007, 4:09 am
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what good credit cards can i get to establish credit |
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Answer:
The present web site is of great use for people looking to establish credit. If you have never applied for a credit card and have no credit history, the best option for you are secured credit cards online which are MasterCard credit cards from Orchard Bank and Millenium Bank for no credit history customers. Before you apply for a secured credit card online, make sure you read its terms carefully so as to see whether you accept them. A secured credit card is a card requiring you to make a beforehand cash deposit defining the limit on your credit card (usually starting from $200). Each time you default payment on the credit card, the money will be withdrawn from the deposit as a compensation. This is a hard term, no doubt, but is effective in building a good and strong credit history. If you handle your secured credit card well, it will be upgraded to a regular unsecured credit card with more attractive terms which will help you futher improve your credit score and build a solid credit history.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Sarah
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Date:
February 13, 2007, 3:59 am
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My name is Sarah, and I have made some mistakes with credit cards, and my boyfriend has okay credit but he more likely gets approved because he makes over 150,000 a year, we're looking to get a mutaul credit card to pay off debit, what do you think the best creidt card out there to apply for, and the most likely to get a limit on. His credit score is a 640 and mines is a 610 |
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Answer:
With joint credit, you will both be 100% responsible for the debt, even if your boy-friend co-signs a credit card with you, or add your name to his credit card account. If, on the other hand, you decide to maintain separate credit, the general rule is that you are not responsible for each other's debt. As it follows from your inquiry, you have bad credit and you boyfriend has fair credit score. Generally should one partner have a bad credit record, it is advisable for the other to keep their credit separate. A joint credit application will be considered based on the two credit scores, and the lower one will drag down the other. However your boyfriend's score is close to good credit, and, perhaps, it would be reasonable for him to have a separate credit card. In this case you can repair your bad credit with one of bad credit cards. Most of the bad credit cards offered herein do report to the main nationwide credit bureaus and can help you to build your score. Still it`s up to you to decide, what way to choose for your credit rebuilding. |
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User Name:
Michael P. Powers
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Date:
February 16, 2007, 6:23 am
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Hello! I would like to know how to access my account on line? Thank You, Michael P. Powers |
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Answer:
In fact, you can obtain the information about your account through the bank. Most banks these days have on-line access, and can set up an account access name and password relatively quickly. But if once you have a password, do not tell ANYBODY what it is. So, if your bank provides online access, you are to enter the official site of your bank and simply follow the instructions given at the site to check your account. In case you still need help, you can call your bank's customer service and they'll give you all the necessary instructions. At our site you can't check your account, as we have no access to the customers' accounts, card numbers and other personal information.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Sherry Ebersole
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Date:
March 19, 2007, 4:07 am
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Hello!I need credit card.Send information package to;Ebersoles 130 Bethlehem CT,Hagerstown,MD 21740 Thank you! |
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Answer:
Unfortunately, we do not offer such service for our consumers. We can just advise you to look for all the necessary information about the best credit card offers at our site. Our site offers up-to-date information on online credit card applications.Our financial experts will give you helpful advice on choosing credit cards, evaluating different credit card features and building your credit history. We offer you to read our articles arranged by topic so it's easy to find what you need. So, need a credit card- you are Welcome to our site! |
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User Name:
jasmine afaga
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Date:
March 23, 2007, 4:47 am
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what is your contact number |
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Answer:
You see, the aim of our site is to inform the credit customers about online credit card applications and show them all necessary information to be able to compare credit card features and terms and choose the best credit card,complying with their needs and corresponding to their credit score.
Unfortunately, we do not provide consumers with our contact information. If you have any questions, concerning credit cards, we can advise you to apply to our new credit care service and our experts will be glad to answer all your questions. |
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