|
|
|
|
|
Use search form or post your question. |
|
Note: Please, avoid including any personal or financial information such as our SSN, your real full name or your credit card number in the text of your question.
By asking your question you agree to the site’s Terms and Conditions.
|
|
Displaying 50 to 60 (of 72 questions) |
Page: 6 of 8 |
 |
|
Date:
February 16, 2007, 6:05 am
|
| |
Hello! I would like to know how to access my account on line? Thank You, Michael P. Powers |
 |
Answer:
In fact, you can obtain the information about your account through the bank. Most banks these days have on-line access, and can set up an account access name and password relatively quickly. But if once you have a password, do not tell ANYBODY what it is. So, if your bank provides online access, you are to enter the official site of your bank and simply follow the instructions given at the site to check your account. In case you still need help, you can call your bank's customer service and they'll give you all the necessary instructions. At our site you can't check your account, as we have no access to the customers' accounts, card numbers and other personal information.
Best,
Manager of Immediate Credit Card Care Service |
|
|
|
Date:
March 6, 2007, 7:00 am
|
| |
When applying for a balance transfer card, i was asked the account i was wanting to transfer. If the current balance i want to transfer exceeds the balance i am approved for, will i be charged overlimit fees? Will they transfer the balance before i know what my limit is? |
|
Answer:
Every balance transfer credit card, like any other credit card, has its credit limit, which depends on the credit rating of the applicant and the terms and conditions of the credit card offer. The balance transferred to the card will be included into the credit limit, so if the transferred amount exceeds the limit, you are sure to be charged an overlimit fee.
As far as the process of transferring is concerned, it should be deiscribed in the terms and conditions of the credit card. But usually you are approved for a certain credit limit and after that your old balance is transferred. |
|
|
|
Date:
March 12, 2007, 4:54 am
|
| |
how can someone get a card if they are on ssicheck every month.could you please exsplain to me.how can i get one. |
|
Answer:
If you receive SSI that means you have some financial problems, so it will be hard for you to pay off a credit card with high fees and interest rate. That actually doesn't mean you can't get a credit card. Apply for your credit report to learn what type of a credit card you are eligible for. Besides, you should be ready you won't get a high credit limit, as your own income is very limited.
Look through the credit cards for your credit history and analyze what is offered (using credit calculators): if the amounts you will have to pay for the credit are too high and you can't afford them, you should deny the idea of getting a credit card.
There are organizations, though, that give loans for people with low income, so probably such a loan will be the best option for you. |
|
|
|
Date:
March 23, 2007, 2:45 am
|
| |
what is your contact number |
|
Answer:
You see, the aim of our site is to inform the credit customers about online credit card applications and show them all necessary information to be able to compare credit card features and terms and choose the best credit card,complying with their needs and corresponding to their credit score.
Unfortunately, we do not provide consumers with our contact information. If you have any questions, concerning credit cards, we can advise you to apply to our new credit care service and our experts will be glad to answer all your questions. |
|
|
|
Date:
March 27, 2007, 2:46 am
|
| |
Will you issue a credit card for persons without a Social Security Number? thanks. |
|
Answer:
You see, our website does not issue any credit cards. It presents best credit card offers of banks and credit companies, terms of credit cards, their features and requirements. Unfortunately, at our site we cannot find any applications for credit cards that do not require a Social Security Number. The bank checks SSN in processing your application and servicing your account. That is why it is necessary. As we know, you may not indicate a SSN in the only case, if your 5 year business credit history is good or excellent, because then you get the right to give a corporate, not a personal guarantee for the credit. |
|
|
|
Date:
March 30, 2007, 1:46 am
|
| |
Hello!I need credit card.Send information package to;Ebersoles 130 Bethlehem CT,Hagerstown,MD 21740 Thank you! |
|
Answer:
Unfortunately, we do not offer such service for our consumers. We can just advise you to look for all the necessary information about the best credit card offers at our site. Our site offers up-to-date information on online credit card applications.Our financial experts will give you helpful advice on choosing credit cards, evaluating different credit card features and building your credit history. We offer you to read our articles arranged by topic so it's easy to find what you need. So, need a credit card- you are Welcome to our site! |
|
|
|
Date:
April 1, 2007, 9:53 am
|
| |
would like the toll free number to speak to someone about a balance transfer thank you |
|
Answer:
You see, at our site you can find the latest information about the best credit cards from different credit card issuers. We also organize credit cards in a way, convenient for comparison and can give advice how to build good credit. Unfortunately, we are not provided by any contact information about the banks, presented here, and their services.
If you are interested in credit cards with balance transfers option, you are welcome to our balance transfer credit cards section, where you can read terms and conditions of balance transfer cards, and, may be find the information, you need. If not, try to find the official site of your bank, where all the contacts and necessary numbers should be written. |
|
|
|
Date:
April 7, 2007, 3:02 am
|
| |
My name is Sarah, and I have made some mistakes with credit cards, and my boyfriend has okay credit but he more likely gets approved because he makes over 150,000 a year, we're looking to get a mutaul credit card to pay off debit, what do you think the best creidt card out there to apply for, and the most likely to get a limit on. His credit score is a 640 and mines is a 610 |
|
Answer:
With joint credit, you will both be 100% responsible for the debt, even if your boy-friend co-signs a credit card with you, or add your name to his credit card account. If, on the other hand, you decide to maintain separate credit, the general rule is that you are not responsible for each other's debt. As it follows from your inquiry, you have bad credit and you boyfriend has fair credit score. Generally should one partner have a bad credit record, it is advisable for the other to keep their credit separate. A joint credit application will be considered based on the two credit scores, and the lower one will drag down the other. However your boyfriend's score is close to good credit, and, perhaps, it would be reasonable for him to have a separate credit card. In this case you can repair your bad credit with one of bad credit cards. Most of the bad credit cards offered herein do report to the main nationwide credit bureaus and can help you to build your score. Still it`s up to you to decide, what way to choose for your credit rebuilding. |
|
|
|
Date:
April 7, 2007, 3:05 am
|
| |
my score is 660 how I can be considerate fair credit or good credit ? thank you sr. :) |
|
Answer:
If your credit score is 660 you`re lucky to have a good credit rating, which limits are determined as 660-749. Therefore you can afford to apply online for credit card for people with good credit history. Good credit cards offer more profitable terms, than credit cards for fair credit applicants. Many good credit cards demand no annual fee, feature balance transfer option and require lower rates. One more benefit credit cards for good credit possess is their enrollment in reward program. In other words you can choose good credit card with rewards for your type of spending. Still you should be very careful with your new credit not to spoil it. Make your payments timely and strengthen your credit score to attain excellent credit rating some day. |
|
|
|
Date:
April 7, 2007, 3:05 am
|
| |
can I transfer my balance, without a fee charge from from Bank of America to another bank that is offering 0 transfer fees. |
|
Answer:
If you decided to consolidate your credit debts and transfer your balance from one credit card to another, issued by another bank, it should be one of balance transfer credit cards. If your balance transfer credit card offer provides you 0% transfer fees, it means that there is no fee charge required. All you need is just to pick up 0% balance transfer credit, corresponding to your credit score and complying with your type of spending. Bear in mind, 0% balance transfer option is valid within introductory period, which usually lasts about 12 months. Compare credit card applications thoroughly and choose bank balance transfer card with the most favorable terms! |
|
|
|
|
