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Best Credit Card Applications Best Credit Card Applications Best Credit Card Applications Best Credit Card Applications Best Credit Card Applications Best Credit Card Applications Best Credit Card Applications
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Discover® Open Road Card

Miles by Discover®Card

Discover® Card
Miles by Discover®Card
Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States
Available Rewards:
For explanation of each icon click here
About:
  • 0% Intro APR on Purchases and Balance Transfers for 6 months.
  • No Annual Fee.
  • Book any travel, anytime with no blackout dates or restrictions.
  • Double Miles on up to $3,000 in travel and restaurant purchases each year.
  • 1 Mile for every $1 on all your other purchases - personal and business.
  • Double Miles on grocery store purchases in November and December.
  • Get a $20 Discover Gift Card just for shopping with your Discover Card.**
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash.
  • Online Account Access.
Zero Liability
Credit Card Rates
Purchases:
Introductory APR: 0%
Introductory Period: 6 months
Ongoing APR: 10.99%±
Default APR: 30.99%
Minimum Grace Period: 25 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR: 0%
Introductory Period: 6 months
Ongoing APR: 10.99%±
Default APR: 30.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 23.99%
Default APR: 30.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: n/a
Fee Rate: 3%
Maximum: n/a
Cash Advance Fees:
Minimum: $5
Fee Rate: 3%
Maximum: n/a
Foreign Exchange Fees:
Minimum: n/a
Fee Rate: n/a
Maximum: n/a
Credit Card Other Fees
Initial Fees:
Setup Fee: $0
Maintenance Fees:
Annual Fee: $0
Penalty Fees:
Late Payment Fee: $19
** Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08 - 01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall's Customer Service by 01/04/09. Limit 5 Gift Cards per account, while supplies last, during the promotion period. Gift Card is valid through July 31, 2009.
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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