True Earnings® Card from Costco and American Express
American Express |
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Card Highlights: |
| Card Category: |
Consumer |
| Card Type: |
Unsecured |
| Required Credit Rating: |
Excellent / Good |
| Issuing Country: |
United States |
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About: |
- 0% Intro APR on Purchases for 3 months.
- No Annual Fee.
- Earn 3% Cash Back for gasoline.
- Earn 3% Cash Back for restaurants.
- Earn 2% Cash Back for travel.
- Earn 1% Cash Back everywhere else, including Costco.
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
- The flexibility to pay charges over time.
- No Limit on the Cash Back earned.
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Credit Card Rates |
| Purchases: |
| Introductory APR: |
0% |
| Introductory Period: |
3 months |
| Ongoing APR: |
14.99% |
| Default APR: |
26.99% |
| Minimum Grace Period: |
20 days |
Minimum Finance
Charge: |
$0.50 |
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| Balance Transfers: |
| Introductory APR: |
1.99% |
| Introductory Period: |
6 months |
| Ongoing APR: |
14.99% |
| Default APR: |
26.99% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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| Cash Advances: |
| Introductory APR: |
n/a |
| Introductory Period: |
n/a |
| Ongoing APR: |
19.99% |
| Default APR: |
26.99% |
| Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Credit Card Transaction Fees |
| Balance Transfer Fees: |
| Minimum: |
$091 |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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| Cash Advance Fees: |
| Minimum: |
$5 |
| Fee Rate: |
3% |
| Maximum: |
n/a |
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| Foreign Exchange Fees: |
| Minimum: |
n/a |
| Fee Rate: |
n/a |
| Maximum: |
n/a |
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